Car loans, sorted the smart way
New or used, dealer or private sale, we compare a panel of 30+ Australian lenders to find car finance that fits your budget. One application, no impact on your credit score to get started.
One application across the whole panel
Instead of walking into a single bank and taking whatever they offer, you tell us once what you need, and we shop your situation across our lender panel to find a competitive, well suited loan.
Whether you're buying from a dealership or a private seller, financing a brand new car or a tidy second hand one, it's the same simple process. We do the legwork, explain the options in plain English, and you choose the one that works for you.
- New, used, ex demo, dealer or private sale
- Secured car finance with competitive rates
- Rates depend on the lender and your circumstances
Car finance without the runaround
We're a broker, not a single lender, so we work for you, not the bank. Here's what that means for your next car loan.
Competitive secured rates
A secured car loan typically attracts more competitive rates than an unsecured personal loan. We compare the panel to find a sharp fit, actual rates depend on the lender and your circumstances.
Instant preapproval, same day settlement
Preapproval is often instant once we have your documents, with same day settlement available. Know your budget before you shop and negotiate like a cash buyer.
Fixed repayments & terms
Most car loans we arrange come with fixed repayments over a 1 to 7 year term, so your budget stays predictable from the first payment to the last.
No credit score impact to start
Getting your options doesn't touch your credit score. We only move to a formal application, which involves a credit check, once you've chosen to go ahead. Always obligation free.
If it's a car, we can probably fund it
Our lender panel covers a wide range of vehicles and sale types. A quick chat tells us exactly what suits your purchase.
New cars
Financing a brand new car straight from the showroom floor, with competitive secured rates for as new vehicles.
Used cars
Second hand and still a smart buy. We arrange finance for quality used vehicles, see our dedicated used car loans page.
Dealer sale
Buying from a dealership? We coordinate with the dealer so the finance settles cleanly and you drive away sorted.
Private sale
Found a great car in the classifieds? We can finance a private seller purchase and handle the extra paperwork it involves.
Ex demo & near new
Demonstrator and near new vehicles can be excellent value. We'll match the right lender for low kilometre cars.
Already have a loan?
If you're paying off an existing car loan, we can check whether refinancing could lower your rate or repayments.
Four steps to your car loan
Tell us what you need
Share the car or amount and a few details about you, a quick online form or a phone call. Just a couple of minutes.
We match & compare
We check your details against the lender panel and find the options that genuinely suit your situation.
You choose
We walk you through the best options in plain English, rate, fees and total cost on the table. You decide.
Get approved & drive away
We handle the paperwork and submit your application. Once it settles, the funds go through and you're in your car.
Have a few things handy
You don't need everything to get started, we can give you options first. When you're ready to apply, these are the usual basics your lender will ask for.
- Photo ID, usually a current driver licence
- Proof of income, recent payslips or, if self employed, your financials
- The vehicle details, make, model, year and price (or a few cars you're considering)
- A rough idea of your living expenses and any existing commitments
Car loan questions, answered
Will getting my options affect my credit score?
How much can I borrow for a car?
What interest rate will I get?
Can I get preapproved before I find a car?
Ready to find your car loan?
It's free, obligation free, and won't affect your credit score to get started. See your options in minutes.